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Doing business with us

We use public sector framework agreements where appropriate to�source our�goods and services. How we manage the tender process We use our sourcing portal to advertise opportunities and to manage tender and quotation processes.

How our Liability Driven Investment (LDI) strategy has performed

The liability side of the PPF balance sheet reflects the value of payments we expect to make in the future to current scheme members.

The Arcadia Group Pension Scheme

In February, the Arcadia Group Pension Scheme (AGPS) and Arcadia Group Senior Executive Pension Scheme (AGSEPS) agreed an £850 million buy-in with Aviva following a period in PPF assessment.

Lowering our operational emissions through technological change

Sustainability lies at the heart of our decision making and has been a priority throughout our recent digital transformation.

SME Forum

In December 2018, we announced our intention to set up a small and medium sized employers (SME) Forum.

Responsible investment: Hornsea Project One

In 2018 we worked with Legal and General Investment Management to finance Hornsea Project One.

Our first member to retire online

Janet Waddicor was our first member to retire online and shares her experience.

Member story: Brian Bower

Brian is a Woolworths pension scheme member who is protected by the PPF.

Compensation cap factors valid for previous periods

Paragraphs 26 and 27 of Schedule 7 of the Pensions Act 2004 set out the circumstances in which the compensation cap applies and how and when it should be increased. In July 2021 the Court of Appeal ruled the PPF compensation cap was unlawful on the grounds of age discrimination, so we’re no longer applying it and we’re removing it from affected PPF pensioners.  The information below is provided for advisers who still need to refer to previous calculation tables and factors.

Late retirement factors for previous periods

If you need to access late retirement factors that were used in the past, simply follow the links to the appropriate tables, detailed below.